Comments on: A P Appraisal Services is ASS POOR

By: mackperryhomes

mackperryhomes — Thu, 27 Aug 2009 11:36:26 +0000

I appreciate you comment David. The appraisal has already been forwarded to the proper people. Like you I don’t like bad appraisers nor do I like bad REALTORS. Unfortunately they do exist and we must expose them for what they are when we encounter them. Thanks for stopping by and feel free to comment anytime.

By: David Warren

David Warren — Thu, 27 Aug 2009 06:16:14 +0000

GA 306823

By: David Warren

David Warren — Thu, 27 Aug 2009 06:14:51 +0000

I regret the experience you had, and hope that on my worse brain fart day as an appraiser, I never missed a bathroom, and a bedroom. The bedroom, is not so serious as in some markets it matters like Marietta, Roswell, and portions of the City of Atlanta. One could assume that the variance in GLA, verses the bedroom count would wash each other out, and that statistically holds true. The bathroom count, well you’ve got your 900 bucks. I wouldn’t be so keen to look at the HVCC to counter such a bad story (even though I hate it.) Its apparent that this is a direct violation of the Competency Rule under the Uniform Standards of Professional Appraisal Practices (USPAP). You might have some recourse with GREAB. Please forward me the appraisal if you have a copy, and I will look at it and report it if necessary. I don’t like bad appraisers giving us a bad name.

By: mackperryhomes

mackperryhomes — Sun, 23 Aug 2009 20:05:11 +0000

Thanks for chiming in Thomas. What area are you in? You are correct that FHA does not require the use of HVCC however some banks have elected to go through AMC’s for everything now (What a big mistake). Don’t be embarrassed to tell people what you do! Qualified professionals have nothing to be embarrassed about.

By: Thomas D. Jenkins

Thomas D. Jenkins — Sun, 23 Aug 2009 19:52:37 +0000

Sounds like you need an appraiser. I can tell you one thing I have never came up $900 short on a purchase unless the realtor didn’t do a market, or proper, analysis. I do agree the HVCC is total BS. It is remarkable how everyone thinks the HVCC was the solution for the mess the greedy investors put themselves in. If over the past few years underwriters would have truly read and reviewed the appraisals, instead of looking at credit scores, I don’t believe the real estate market would be half as bad as it is now. The snow ball effect of the poor review process of appraisals over the past few years has left many active certified appraisers thinking they know what there doing when in fact their work has never been properly reviewed. Now you have a bunch of idiots out there with our economy in their hands. FHA financing does not require the appraisals to be ordered through HVCC so you should be able to pick whom you want. I appreciate that you took the time to expose Axx Pxxx Appraisals and wish more realtors would do the same in order to wean the in-experienced and idiot appraisers out of the profession. Due to the negative publicity appraisers have gotten over someone elses mistakes I have become embarrassed to tell anyone what I do for a living. If you ever have the choice and need an appraiser who is not an idiot and represents the profession and themselve well email me. I am also a certified home inspector if you’re ever looking for one of those.

By: mackperryhomes

mackperryhomes — Sat, 08 Aug 2009 23:07:48 +0000

Aside from the $900.00 shortfall the appraiser totally missing a bedroom and bathroom is not a fairly good appraisal. The appraiser saying that the A/C blowing cool air while being advised that the fan on the compressor outside would not even turn is not fairly good, it is ASS POOR as is this appraiser.

By: Mack Perry Jr.

Mack Perry Jr. — Sat, 08 Aug 2009 22:53:16 +0000

As a former loan processor and current real estate paralegal seeing what I have seen since inception of this policy… You actually got a fairly good appraisal. There are frequently much worse I run across.