Tax Credit Expires

April 30, 2010

With the expiration of the home buyer tax credit, some are worried that the real estate market will cave in. I don’t think this is the case. My article of April 20, 2010 detailing the First Quarter 2010 Atlanta Real Estate Market shows that compared to the same time period in 2009, the Atlanta Market [...]

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HAFA – Home Affordable Foreclosure Alternatives

April 19, 2010

This article is being published in an attempt to help put into layman’s terms some of the verbiage in the directives associated with the Home Affordable Foreclosure Alternatives Program. I hope it helps.
Possibly one of the least successful programs the federal government has ever instituted is the Home Affordable Modification Program, known to some as [...]

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Who is the Best Agent

September 11, 2009

Many times in this wonderful world of real estate home sellers are led down a path that looks oh so rosy yet does absolutely nothing to help get the home sold. What I am talking about is the agent that will over price a property, building up the seller’s hopes, and put the homeowner in [...]

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Time Change Spring 2009

March 5, 2009

It’s that magical time of the year. You guessed it; magically the sun will begin to come up an hour later and will set an hour later than in the last few days. Yes it only comes twice annually and the spring forward portion will be arriving this Saturday Evening. So here we go, it’s [...]

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Good News For Atlanta Buyers

February 7, 2009

The Isakson/Lieberman Amendment
News out of our nation’s capital is providing perspective buyers with reason to celebrate and look ahead in the housing market. We have all heard of the “American Recovery and Reinvestment Act” that President Obama wants enacted immediately. An amendment to benefit buyers of primary residences was introduced by Senator Isakson (R-GA) and [...]

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What is a HERS Index?

January 27, 2009

Last week, while attending a continuing education class, I along with the other attendees saw on a listing the classification for a HERS Index. One student in the class asked, what is a HERS Index? No one was able to answer the question. As is usually, when a question like this arises there will be [...]

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One More Gift

January 7, 2009

Did you think the holidays are over? If you closed on your new home last year then not quite yet. If you closed on your new home in the last calendar year, or perhaps you haven’t filed yet, you have one more present. That’s right, you guessed it, you get to file for your Georgia [...]

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Reverse Mortgage In Atlanta Part Four

December 8, 2008

As was stated in Part Three, everything about a Reverse Mortgage can’t be just perfect. There have to be some aspects of a Reverse Mortgage that may not be as desirable as on other mortgage products. Let’s examine what some of the downsides and pitfalls may be.
High Fees and Closing Costs
Fees and closing costs are [...]

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Reverse Mortgage In Atlanta Part Three

December 6, 2008

Before we dig any deeper into Reverse Mortgages lets review what we have covered so far. In Part One we found out what a Reverse Mortgage is, what the requirements are for obtaining a Reverse Mortgage, how not to be taken advantage of and using a Reverse Mortgage for the purchase of a home. In [...]

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Reverse Mortgage In Atlanta Part Two

December 5, 2008

In Part One of this series we examined what a reverse mortgage is, what you need to do to qualify for one, the code of ethics a respectable lender will adhere too and being able to use a reverse mortgage to purchase a home. In this article let’s dig a bit deeper and examine how [...]

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