Time Change Spring 2009

March 5, 2009

It’s that magical time of the year. You guessed it; magically the sun will begin to come up an hour later and will set an hour later than in the last few days. Yes it only comes twice annually and the spring forward portion will be arriving this Saturday Evening. So here we go, it’s [...]

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Good News For Atlanta Buyers

February 7, 2009

The Isakson/Lieberman Amendment
News out of our nation’s capital is providing perspective buyers with reason to celebrate and look ahead in the housing market. We have all heard of the “American Recovery and Reinvestment Act” that President Obama wants enacted immediately. An amendment to benefit buyers of primary residences was introduced by Senator Isakson (R-GA) and [...]

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What is a HERS Index?

January 27, 2009

Last week, while attending a continuing education class, I along with the other attendees saw on a listing the classification for a HERS Index. One student in the class asked, what is a HERS Index? No one was able to answer the question. As is usually, when a question like this arises there will be [...]

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One More Gift

January 7, 2009

Did you think the holidays are over? If you closed on your new home last year then not quite yet. If you closed on your new home in the last calendar year, or perhaps you haven’t filed yet, you have one more present. That’s right, you guessed it, you get to file for your Georgia [...]

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Reverse Mortgage In Atlanta Part Four

December 8, 2008

As was stated in Part Three, everything about a Reverse Mortgage can’t be just perfect. There have to be some aspects of a Reverse Mortgage that may not be as desirable as on other mortgage products. Let’s examine what some of the downsides and pitfalls may be.
High Fees and Closing Costs
Fees and closing costs are [...]

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Reverse Mortgage In Atlanta Part Three

December 6, 2008

Before we dig any deeper into Reverse Mortgages lets review what we have covered so far. In Part One we found out what a Reverse Mortgage is, what the requirements are for obtaining a Reverse Mortgage, how not to be taken advantage of and using a Reverse Mortgage for the purchase of a home. In [...]

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Reverse Mortgage In Atlanta Part Two

December 5, 2008

In Part One of this series we examined what a reverse mortgage is, what you need to do to qualify for one, the code of ethics a respectable lender will adhere too and being able to use a reverse mortgage to purchase a home. In this article let’s dig a bit deeper and examine how [...]

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Top 5 Things To Do For The Time Change

October 31, 2008

For everyone who hasn’t heard, the time change will occur this Sunday morning. I was in a meeting this morning with Ginny Staib, a fellow REALTOR in my office. In our conversation, we thought — what are the top five things that home owners need to do that would coincide with the [...]

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Credit Repair in Atlanta

October 15, 2008

So you are tired of paying some one else’s mortgage and you want to buy a home but you have been told your credit just won’t allow you to. Let me see if I can guess the way the conversation went. You filled out a mortgage application and the person electronically accessed your credit report. [...]

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No Down Payment Mortgage In Atlanta

October 14, 2008

Five Star Mortgage of Duluth has announced a no down payment conventional home loan with a credit score as low as 620. This is a conforming loan which means the maximum loan amount can not exceed $417,000 and the loan can only be used for a single family residence (Not for a Condo). Seller contributions [...]

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