Homeowners Association Gone Wild

June 4, 2008

How would you like to receive a letter from your homeowner’s association that starts out like this? During a recent inspection it was noted that you were in violation of the Covenants and Architectural Guidelines for the following reason:
General Maintenance – Paint Metal Roof: "Each homeowner shall keep and maintain each Lot and Structure owner [...]

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Atlanta FHA Loan Limits Raised

March 6, 2008

So what exactly does the FHA do? The FHA provides mortgage insurance on loans made by FHA approved lenders throughout the United States. Since it inception in 1934 FHA has insured more that 34 million loans. Generally FHA loans are easier for buyers to qualify for as they do not have the more strict underwriting [...]

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Interest Rates in Atlanta

January 24, 2008

The Atlanta Mortgage Market
The mortgage market in Atlanta, along with most other markets, has been extremely volatile over the last few days. Lenders have been publishing rate sheets then retracting them, adjusting interest rates up then down and even preventing brokers from locking loans for borrowers. Typically loan officers get rate sheets from the [...]

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Atlanta Real Estate Expert

January 20, 2008

Now more than ever it is increasingly important for Atlanta consumers to be represented by an Atlanta Real Estate Expert. The landscape of the real estate market in Atlanta is rapidly changing and having an agent that is educated and understands the nature of the market can represent substantial savings both financially and emotionally.
Georgia [...]

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Atlanta Real Estate Advocate

January 13, 2008

When thinking of the term advocate and applying it to the real estate market you would think that it would probably have something to do with being a consumer advocate. I would tend to think so also. There can be two different types of real estate advocates. There would be the buyer’s advocate whose sole [...]

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Atlanta Real Estate Market Summary 2007

December 27, 2007

What The Experts Say
Long recognized as one of the industry leaders in the following and reporting of home prices in the United States, Standard & Poors Case-Schiller Home Price Index sheds an interesting light on the Atlanta Real Estate market. The Index, while showing statistics back to January of 1987, has each of it’s [...]

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New Home Buyer Beware

December 14, 2007

Recently I attended a meeting where part of the discussion was about a study done by The National Association of REALTORS®. This particular study is titled "2007 Profile of Home Buyers and Sellers" and contains one set of statistics that quite frankly is scary. I hate to think how much money buyers have lost nationally [...]

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Bank of America Mortgage Fees

December 6, 2007

At the end of October the was an article published in a San Diego Real Estate Blog about Bank of America doing away with their wholesale mortgage division. The article quoted officials at Bank of America saying that they would be concentrating on direct-to-consumer lending. The article went on to state that Bank of America [...]

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Low Interest Rates in Atlanta

December 3, 2007

WOW…5.5% interest rate on 30 years fixed mortgages in Atlanta. Two different investors each announced 5.5% interest rates  today. Of course we don’t know how long they will last. So if you are thinking of buying a home in the Greater Atlanta area, now is the time to act. Take advantage of this low rate [...]

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Marketing Atlanta New Homes

November 10, 2007

Have we reached the time in the real estate when the rich get richer and the poor get poorer? For the larger builders who have the capital to invest in websites, marketing departments and IT directors this is probably true. What about the smaller and shall we say the more technology challenged builders? I know [...]

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